२०२४ मा पेपाल खाता कसरी बनाउने: यो एक नया तरिका हो

Hello everyone, welcome to this comprehensive guide on how to create a PayPal account in Nepal in 2024! Many people in Nepal face challenges while trying to open a PayPal account due to regional restrictions, but don’t worry—I’m here to help you through every step. PayPal is one of the most popular payment gateways globally, and it’s essential for receiving international payments, shopping online, and more. However, as you may know, PayPal doesn’t officially support direct registration in Nepal, but there are still ways you can open and use a PayPal account. In this article, I’ll show you how to set up a PayPal Business account in Nepal using a simple workaround. I’ll also share how to link virtual cards for seamless transactions and avoid common issues Nepali users face.

So, without wasting time, let’s dive into this step-by-step guide on setting up your PayPal account in Nepal!

Why Use PayPal in Nepal?

PayPal is a leading online payment platform that makes sending and receiving money internationally extremely easy. Whether you’re a freelancer, business owner, or simply need a reliable way to make online purchases, PayPal offers:

• Global Access: It allows you to send/receive money globally.
• Security: PayPal uses top-level encryption to ensure your transactions are safe.
• Ease of Use: User-friendly interface, accepted by millions of merchants.

For Nepalese users, the absence of PayPal’s direct service can be a hassle. But with this guide, you’ll learn how to bypass the limitations effectively.

How to Create a PayPal Account in Nepal: Step-by-Step Guide

In Nepal, using PayPal can be challenging due to regional restrictions, but it’s not impossible. While PayPal doesn’t officially support users in Nepal, there are some effective workarounds that allow you to open and operate a PayPal account successfully. In this step-by-step guide, I’ll walk you through the process of creating a PayPal Business Account in Nepal, setting it up using a reliable virtual payment card, and ensuring that you can enjoy the full range of PayPal services without hassle. Let’s dive right in and get started!

Step 1: Visit the PayPal Philippines Website

Since PayPal doesn’t allow creating accounts directly in Nepal, you will need to visit PayPal’s Philippines version of the website. This is the most reliable workaround that many Nepali users follow.

• Go to the end of this article and you can see the link and open it
• Click on the “Sign Up” button on the top-right corner.

Step 2: Choose “Business Account”

While signing up, you’ll be given the option to select between a personal and business account. In Nepal, you must opt for a Business Account as it allows you to create an account even though you’re located in a restricted region.

• Choose Business Account and click “Next.”

Step 3: Enter Your Email Address

Now, enter a valid and active email address. This email will be associated with your PayPal account, so ensure you have access to it.

• After entering the email, click “Continue.”

Step 4: Provide Your Business Details

Since you are opening a business account, you will need to fill in the following information:

• Business Name: Use your name or your company’s name.
• Business Phone Number: Enter your local Nepal number.
• Business Address: For the address, you can use your Nepal address, but under the country/region section, choose Philippines to bypass the restriction.

Step 5: Set Up Your PayPal Account Credentials

Next, you’ll be prompted to create your login details. Choose a strong password that includes numbers, symbols, and a mix of upper and lowercase letters.

• Once done, click “Agree and Create Account.”

Step 6: Add a Virtual Payment Card

PayPal requires linking a payment method to complete the setup. Since Nepali banks and debit/credit cards don’t work directly with PayPal, you’ll need to add a virtual card.

Some popular options include:

• Payoneer: One of the most reliable virtual bank options. You can use your Payoneer account to transfer funds to your PayPal account.
• Wise (formerly TransferWise): Wise virtual cards are accepted by PayPal for cross-border transactions.
• E-Sewa Virtual Card: If you have access to it, this is a great local option.

Simply link your virtual card details to PayPal, and your account will be set up.

Important Notes

• You do not need to link a Nepali bank or card to make small transactions on PayPal.
• Virtual cards like Payoneer and Wise are reliable alternatives for Nepali users.

How to Verify Your PayPal Account

Verifying your PayPal account is essential to remove restrictions and increase your transaction limits. To verify your account, follow these steps:

Step 1: Link and Confirm Your Virtual Card

After adding your virtual card in the earlier step, PayPal will charge a small verification fee (usually under $2). PayPal will refund this fee once the verification is complete.

• Check your virtual card’s transaction history for a PayPal code (it will be a four-digit number).
• Enter this code on PayPal’s verification page to confirm your card.

Step 2: Set Up Two-Factor Authentication

To increase security, PayPal offers two-factor authentication. Here’s how you can set it up:

• Go to Account Settings > Security Settings.
• Click on Two-Factor Authentication and add your mobile number to receive OTP codes.

Making Transactions on PayPal in Nepal

Once your account is set up and verified, you can start making payments and receiving funds. However, keep in mind the following:

• Payment Limits: Initially, PayPal may limit your transaction amounts. These limits can be lifted after successful verification.
• Currency Conversion Fees: PayPal charges fees for currency conversions. Always check the applicable fees before making large transactions.

Can You Link a Nepali Bank Account?

Unfortunately, Nepali bank accounts and cards cannot be directly linked to PayPal. Therefore, you must rely on virtual payment cards (like Payoneer or Wise) for funding your PayPal transactions.

FAQ: Frequently Asked Questions

Q1: Can I use PayPal in Nepal without a VPN?

Yes, you can create and use a PayPal account in Nepal without a VPN by registering via the PayPal Philippines website.

Q2: Can I link a Nepali bank account to PayPal?

No, currently PayPal does not support linking Nepali bank accounts. You will need to use a virtual card from services like Payoneer or Wise.

Q3: What are the fees for PayPal in Nepal?

PayPal charges standard transaction fees and currency conversion fees. Virtual card services may also have their own fees.

Q4: Can I withdraw PayPal funds to my Nepali account?

Since Nepali banks are not directly linked, you can transfer PayPal funds to virtual accounts like Payoneer, and then withdraw to your local bank account.

Conclusion

Creating a PayPal account in Nepal in 2024 may seem tricky, but by following the steps outlined above, you can easily bypass regional restrictions and start using PayPal for global transactions. Whether you’re a freelancer, e-commerce business owner, or someone looking to shop internationally, PayPal remains one of the best options for handling cross-border payments. Just remember to use a reliable virtual payment card like Payoneer or Wise, and always ensure your account is verified for smoother transactions. By setting up your PayPal account this way, you’ll be able to enjoy the benefits of PayPal even from Nepal.

Good luck, and I hope this guide helps you set up your account seamlessly! Happy transacting!